Several financial resolutions color people's resolutions for 2022. One of them is doing financial planning for the future.
Financial Planner from ZAP Finance Prita Hapsari Ghozie welcomes this resolution because it will generate "fire" alias enthusiasm in financial planning.
However, Prita through her Instagram account on Sunday (9/1/2022) revealed that there are three things that must be considered in the planning, namely the existence of reasonable goals, strategies, and targets.
If you have, it means that you are ready to welcome a better financial life. Based on the research results, what are the top financial resolutions of society? Check out the complete information below.
1. Can save
The research says that 43% of people want to be able to save this year. Prita also said that there are two types of saving that can be done, namely short-term saving for an emergency fund or down payment on a house and long-term saving for an education fund or a pension fund.
2. Debt paid off
Furthermore, 41% of people want to pay off their debts this year. In order to make it happen, Prita suggests using the snowball method or the snowball method. As the name suggests, this method encourages us to reduce debt from the smallest bills so that the spirit of paying off is higher.
3. Save money
The last is frugality which is chosen by 31% of respondents. The easiest principle to realize this resolution is to buy goods with the most economical price option among other options.
In addition, the habit of investing can also be built to achieve a resolution to save money in 2022. The ability to restrain yourself will naturally be built if you have a commitment to achieve certain targets in investing.
