Health funds are something that can be anticipated in times of unpredictable illness. Therefore, finances must be managed as well as possible so that you do not get carried away so that this important fund budget is missed.
“Many things happen that are beyond human control, such as illness, calamity, or even disaster. However, there are still many things that are under human control, such as choosing to start doing financial planning properly," said Financial Planner from ZAP Finance Prita Hapsari Ghozie on her personal Instagram account, quoted on Sunday (9/1/2022).
So, how about financial planning so that health funds can be available? Check out the information below.
1. Prepare an emergency fund
Setting aside at least 10-20% of income for an emergency fund is a must. Pain really can come unexpectedly even without any signs. Therefore, don't forget to stay alert.
2. Have health insurance
In addition to funds, health insurance in the form of BPJS Health or other self-help health insurance is also important. If at any time sick comes, the hospital and treatment costs that are not small will be borne by the insurance.
3. Provide other supporting funds
Besides for yourself, don't forget to provide funds for the people who take care of us. This fund is important because not all necessities, such as transportation or swab tests for carers, will be covered by insurance. "The choice is yours," concluded Prita.
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